The mortgage broker for investors
| Lender | Initial Rate | Until | Fees | Cost For Comparison | Max Loan to Value | Proceed |
|---|---|---|---|---|---|---|
Abbey BTL
|
2.75% | 2 years | 2.5% | 4.8% APR | 60% | Proceed |
| They say: A 2 year tracker at a rate of 2.75%, then reverts to SVR which is currently 4.74%. Fees: 2.5% Deposit: 40%. Early repayment charge of 2% within the first 2 years. We say: The lowest rate on the market, but only available for property investors who have less than 3 current buy to let mortgages with any lender. Don't worry though, talk to us for more ideas. | ||||||
Principality
|
2.74% | Feb 2015 | 2.5% | 5.0% APR | 60% | Proceed |
| They say: Principality have a low 2 year tracker at 2.74% with a £99 commitment fee but then the valuation is paid AND free legals. The rate then reverts to the SVR at 4.99%. Fees: 2.5% Deposit: 40%. Early repayment charge of 4% within the first 2 years. We say: For remortgages, this is ideal: you'll also get the benefit of their free legal and valuation package. | ||||||
Godiva
|
3.29% | Jan 2015 | 3% | 4.8% APR | 65% | Proceed |
| They say: A 2 year fixed rate at 3.29%, then reverts to SVR which is currently 4.8%. Fees: £1,999 Deposit: 35%. ERC of 3%, but up to 5% can be repaid each year.. We say: Fixed fee is better for bigger loans. For remortgages you also get the benefit of their free legal and valuation package. | ||||||
Virgin Money
|
3.49% | Jun 2015 | 2.5% | 4.9% APR | 60% | Proceed |
| They say: A 2 year tracker mortgage, then reverts to SVR which is currently 4.79%. Fees: 2.5% Deposit: 40%. Cashback £500. 1% of loan to be paid until 01/06/2015 We say: Competitive tracker with benefit of cashback and low early repayment charge. They also lend to property investors/landlords who already have many buy to let properties, so a bit of a investors favourite! | ||||||
BM Solutions
|
3.44% | May 2015 | 2% | 5% APR | 60% | Proceed |
| They say: A 2 year fixed mortgage at 3.44%, then reverts to BBR plus 4.34% which is currently 4.84%. Fees: 2% Deposit: 40% Cashback £500. ERC 3% of the amount being repaid to 31/05/2015 We say: The swiftest lender in town – offers often come out in 10 days so if you need a quick lender, this is the one. This mortgage is tied to using their conveyancing service so check with us for further details. Cashback is nice. | ||||||
Abbey BTL
|
3.55% | 2 years | £1495 | 4.8% APR | 75% | Proceed |
| They say: A 2 year tracker at a rate of 3.55%, then reverts to SVR which is currently 4.74%. Fees: £1495% Deposit: 25%. Early repayment charge of 2% within the first 2 years. We say: The lowest rate on the market at 75% and the fixed rate booking fee makes it very competitive overall for larger loans. Only available for property investors who have less than 3 current buy to let mortgages with any lender. Don't worry though, talk to us for more ideas. |
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Accord
|
3.99% | Mar 2015 | £195 | 5.9% APR | 75% | Proceed |
| They say: A 2 year fixed at a rate of 3.99%, then reverts to SVR which is currently 5.99%. Fees: £195 Deposit: 25%. £500 cashback. 3% of loan to be paid until 33/3/2015. We say: No arrangemnet fee, low rate and cashback all good, but check the reversionary rate afterwards. |
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Natwest
|
3.19% | May 2015 | £2495 | 4.6% APR | 75% | Proceed |
| They say: A 2 year tracker at a rate of 3.19%, then reverts to SVR which is currently 4.5%. Fees: £2495 Deposit: 25%. 3% of loan to be paid until 31/05/2015 We say: Has a tough rental and income requirement (ask!) but the low reversionary rate is nice. |
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Kent Reliance
|
4.89% | 2 Years | 2.5% | 6.8% APR | 85% | Proceed |
| They say: A 2 year discounted rate at 4.89%, then reverts to SVR which is currently 6.58%. Fees: 2.5% Deposit: 15%. We say: The only 85% buy to let lender in town, but you'll want to remortgage as soon as the propoduct finishes. |
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Are you looking for the most suitable and best buy to let mortgages available in the market?
We are a leading mortgage brokerage providing buy to let mortgage and property finance advice in the UK.
So, why us?
This is where we can really help. As an impartial buy to let mortgage brokerage (did we mention award winning?), we specialize in providing the best buy to let mortgages on offer and have years of proven experience in helping both new and experienced property investors.
1. Rather than being tied to any one lender, we work directly for you to source buy to let mortgages.
2. We have access to lenders not available on the high street as well as exclusive products.
3. You don't need to walk the streets, check out the best buy tables or keep searching the internet for the best buy to let mortgages. Let us take away the hassle and do it for you.
What to do now?
So join the thousands of other investors who successfully use our services to find the best buy to let mortgages on the market. You will find that our experienced consultants also invest in property and so are uniquely placed to offer you the specialist advice you need to make an informed buy to let mortgage decision.
Call us now on 01424 793 291 and let us take away the stress of finding a buy to let mortgage.
Our experienced consultants will take down some initial details from you over the phone, about what you’re looking to achieve. They will then be able to give you some initial advice about what buy to let mortgage options are available to you, and of course, if you have any questions then just ask!
We will then provide you with your very own buy to let mortgage illustration which allows you to consider your options and look in more depth at the mortgages available. If at that point you are happy with the quote then we can then submit your mortgage application to the lender.
We submit all the paperwork on your behalf, and chase the lenders for updates, so you don’t have to.
No obligation, no salesmen just good old fashioned mortgage advise from professionals.
So, how do you find buy to let mortgages suitable for you?
The quick answer is give us a call – 01424 793 291 – and we will explain how we can help.
Like residential mortgages you are going to be faced with a huge amount of choices for a buy to let mortgage. In fact often the more choice you have for buy to let mortgages, the more confusing it gets. Are you looking for a tracker or a fixed rate? How long do you want your mortgage for?
I'm sure by now you have come across one of the following:
• Best buy tables: They can give you an indication of what best buy to let mortgages are on offer but they can’t help with much else. Buy to let mortgages specialists will guide you through the different criteria that each lender applies.
• Contact forms: Do you know where your details are going? Many buy to let mortgage internet sites are simply contact forms which are passed on to any number of mortgage brokerages. They promise access to the best buy to let mortgages but are simply passing your number on. So make sure you work with a company who has a history of successfully helping buy to let investors with the best buy to let mortgages.
