Buy To Let Insurance
So you’ve found your property, you’re looking for or have found your buy to let mortgage and now you’ve been told you need buy to let insurance.
Finding buy to let insurance on the internet can be a frustrating experience.
Although online buy to let insurance quotes are easy to find there are some key points that must be addressed in order for you to get the correct cover.
If there’s one message you take from this page then it’s this:
Buy to let insurance is not all about cost.
Now, I don’t mean overpaying for your insurance, far from it. What I mean is make sure you get a competitive premium with the best cover. After all there’s no point paying the lowest premiums and when you need to make a claim you can’t.
So, what does the right cover for buy to let insurance mean?
Well, you need to get the fundamentals right:
• Make sure you get the right rebuild value for your buy to let insurance – you can find this on your valuation report or give us a call and we’ll help.
• Make sure all the standard perils are covered by your buy to let insurance e.g. fire, smoke, explosion, lightening or earthquake.
Make sure that your buy to let insurance covers the following also -
• 30% of the building sum insured loss of rent cover
• Accidental damage cover is included as standard
• Terrorism cover is included as standard
• Replacement of locks and Keys in the event of a break in
• £10m employers liability
• £5m public liability
• The property can be unoccupied for 90 days in between tenants.
• Trace and access cover is included as standard
Speak to one of our advisers for purchasing the best buy to let insurance now and we’ll happily explain what all this means.
Take the unoccupied for 90 days cover for example. Many buy to let insurance policies only include unoccupied for 30 days cover. That means that if you are between tenants for 31 days you are no longer covered – and that can be very common.
Buy To Let Insurance With Us?
This is where we can really help. As an impartial buy to let mortgage brokerage (did we mention award winning?), we specialize in buy to let insurance and have years of proven experience in helping both new and experienced property investors.
When it comes to buy to let insurance we can talk to you about a single property or help put together a bespoke block policy for your portfolio. You can ask us any detailed questions you want and then get comfort that you are properly covered by buy to let insurance Policy.
We can also let you know about more in-depth cover that includes rental and legal protection.
What to do now?
So, join the thousands of other investors who successfully use our services every day and give us a call. You will find that our experienced person also invest in property and so are uniquely placed to offer you the specialist advice you need to make an informed decision before purchasing the buy to let insurance.
Call us now on 01424 205 373 and let us take away the stress of finding your buy to let insurance.
Technorati Tags: Buy to Let Mortgages, Buy to Let Mortgage, Best Buy to Let Mortgages, Buy to Let Insurance, Cheap Life Insurance, Life Insurance Quotes, Over 50 Life Insurance, Compare Life Insurance, Critical Illness Insurance
